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Cruising Budget - How Much Does it Cost?

There has always been a great interest in knowing how much to budget for the cruising life. The answer is always "it depends." I too was frustrated by the "it depends." In an effort to shed some light on the subject here is my take on the parameters of "it depends." I own a 42' sailboat and have done some cruising in North and Central American, Portugal, Spain and the Canaries, and in the Caribbean. My personal take is that one can cruise and tour comfortably in a 40 to 45 foot boat for about $2,500 to $3,000 per month. One can "live aboard" for much less. I am assuming that you are on a sailboat to see the world, not stay in a relatively small area.

The Big Issues

There are four factors that have an overall influence on both initial and operating costs. They are:

What risks you are willing to take,
How much comfort you desire,
What you consider to be a prudent insurance profile,
Where you cruise

Risks

There are various pieces of equipment tha…
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The ultimate golden shellback

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PRECISE NAVIGATION!The passenger steamer SS Warrimoo was quietly knifing its way through the waters of the mid-Pacific on its way from Vancouver to Australia. The navigator had just finished working out a star fix and brought the Master, Captain John Phillips, the result.The ships position was LAT 0 S 31' N and LON 179 S 30' W. The date was 31 December 1899 “Know what this means?” First Mate Payton broke in, “We are only a few miles from the intersection of the Equator and the International Date Line.”Captain Phillips was prankish enough to take full advantage of the opportunity for achieving the navigational freak of a lifetime. He called his navigators to the bridge to check and double check the ships position. He changed course slightly so as to bear directly on his mark. Then he adjusted the engine speed. The calm weather and clear night worked in his favor.At midnight the Master ensured that the Warrimoo lay still on the equator at exactly the point where it crossed the I…
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