In an effort to further "protect" me the bank introduced "two factor authentication." When you call they want to send a text or email to you with a one time code. Of course there is no cell or Wifi coverage here or for that matter in many of the places I visit. The agent did not know how to deal with someone who did not have text messaging and instant email. So she could not help me because I could not authenticate. Great. Nor was the recording to visit their website amusing.
It may come as a great surprise to the "head sheds" in the developed world to discover that cell service and WiFi do not blanket the known universe.
BTW cost of useless satellite telephone call - $100 USD.
Fair winds and following seas :)
PS This email will queue and sometime in the future actually get transmitted.